Current Openings

Current Openings

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Credit Manager: 

Core Values

• TAKE CHARGE
• ENCOURAGE CREATIVITY
• CENTER AROUND COMMUNITY
• LEAD IN INNOVATION
• DO WHAT IS RIGHT

About the job

• Provide leadership and management to credit analyst employees to ensure satisfactory performance, adequate training, promotional and development opportunities and fair compensation in accordance with Bank policies. Provide adequate oversight to direct reports to assure that they perform their duties in accordance with Bank requirements and that they meet all audit, compliance, risk management and regulatory requirements, mandates and directives to operate in a safe and sound manner.
• Conduct annual performance reviews of direct reports
• Exercise oversight of the credit analyst workflow process, seeing to completion the credit packages to be submitted for approval for the week. Monitor workflow periodically to determine if resources are being utilized correctly and that prioritization is accurate.
• Review and analyze credits as needed prior to final committee submission while providing feedback to analysts for improvement
• Collaborate with other departments to implement new credit processes in response to changing regulations or bank goals
• Featured benefits

Medical insurance, Vision insurance, Dental insurance, 401(k), Paid maternity leave, Tuition assistance, Student loan assistance, Disability insurance

Treasury Management Support Client Associate: 

Summary:

The Treasury Management Support Client Associate is responsible for the implementation and support of treasury management products. This role involves various aspects of Treasury Management Services (TMS), including the setup, documentation, and ongoing support for the bank’s TMS clients. The individual will work closely with internal sales personnel and interact with external clients. This role requires providing exceptional client service and professional assistance to clients, prospective clients, and associates.

Core Values

• TAKE CHARGE
• ENCOURAGE CREATIVITY
• CENTER AROUND COMMUNITY
• LEAD IN INNOVATION
• DO WHAT IS RIGHT

Responsibilities:

• Provide comprehensive support to treasury customers, including answering questions, setting up accounts, resetting passwords, and updating agreements and transaction limits for all treasury products to include ACH Origination, Wire Origination, Remote Deposit Capture, Lockbox, Account Analysis and other services.
• Perform Account Analysis review and account maintenance.
• Oversee the initiation, execution, and review of treasury agreements and to ensure accurate and timely implementation of contracted services.
• Verify that contracted services are implemented within expected timeframes and accurately to ensure service fees are appropriately charged.
• Monitor customer accounts to ensure services are delivered as requested and comply with treasury management procedures and bank policies.
• Provide demonstrations and training for customers on treasury product usage, including the installation and troubleshooting of hardware/software.
• Identify cross-sell opportunities and actively market additional products to existing customers.
• Stay informed of product updates and documentation while adhering to bank policies and procedures.
• Lead research and development of special projects, perform support functions related to departmental tasks, and frequently interact with officers and other departments.
• Ensure service and fulfillment-related requests/inquiries are directed to appropriate teams and resolved to achieve a high level of customer satisfaction. Communicate resolutions to customers and act as a liaison between customers and the bank's operations departments.
• Maintain strong working knowledge of bank products, procedures, regulatory requirements, and industry issues through ongoing internal and external training.
• Assist with creating and revising department procedures.
• Assist with creating and monitoring department reports on a schedule basis.
• Contribute to special projects and system conversions as requested by the manager.
• Perform other job-related duties as assigned.

Technical Skills:

• Proficiency in Treasury Management Systems.
• Familiarity with banking software and online banking platforms.
• Strong knowledge of Microsoft Office Suite (Excel, Word, PowerPoint).

Certifications:

• Certified Treasury Professional (CTP), preferred.
• Accredited ACH Professional (AAP), preferred.

Skills:

• Strong problem-solving skills and attention to detail.
• Excellent communication and interpersonal skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Effective communication skills.
• Ability to remain calm and courteous when handling difficult calls and requests.
• Ability to work well in a team environment.
• Capability to work in a deadline-driven, fast-paced environment.

Work Environment:

• Flexibility for remote work options, if applicable.
• Ability to work in a deadline-driven, fast-paced environment.
• Expected working hours: 8am-5pm Monday through Friday

Qualifications:

• Education: Minimum high school diploma or equivalent (GED).

Experience:

• 1+ years of retail or commercial operational banking experience with emphasis on opening new accounts.
• 1+ year(s) of operational support experience (e.g., ACH, wire transfers), preferred.
• 1+ year(s) of treasury management experience, preferred.

Knowledge:

• Familiarity with business account titling and documentation.
• Strong knowledge of current ACH regulations.
• Ability to develop and maintain knowledge of online banking, account analysis, electronic payments, and collections.

Additional Requirements:

• Valid driver’s license and the ability to relocate between branch locations and customer locations for coverage as needed.
• Ability to lift and maneuver 25 lbs. as needed.
• Ability to sit, stand or bend for extended periods of time.

Senior Credit Analyst: 

Summary:

The primary purpose of the Credit Analyst II position is to analyze financial information and assess the risk of offering credit to businesses and individuals.

Responsibilities:

• Prepare written credit-approval packages for approval presentation
• Research, examine, and quantify the degree of credit risk involved in a credit
• Evaluate customer records and recommended payment plans based on submitted financial data
• Generate financial ratios, using computer programs, to evaluate a customers’ financial capacity
• Analyze financial data such as income growth, quality of management and market share of customers
• Prepare various monthly reports for presentation to senior management
• Perform other job related duties as assigned

Qualifications:

• Bachelor’s degree in business related major with at least two accounting courses
• 2-3 years banking credit analyst experience required
• Commercial real estate cash flow analysis experience, preferred
• Strong analytical ability
• Proficiency in Microsoft Word and Excel is required
• Possesses the ability to communicate at a high level both verbally and in writing
• Motivated self-starter and an active learner
• Careful attention to detail and time management skills are essential
• Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank

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If you have a dedication to serving your local community and a passion for banking, stop by one of our locations or email your resume to [email protected]. 

_{Keystone Bank is an Equal Opportunity Employer.}