The confidence you need from the people you trust
Secure your next big business deal with a letter of credit that acts like an electronic handshake.
Benefits You'll Love
- Provides a guarantee between you and a third party
- Less expensive than alternatives like insurance
- Backed by a local institution that knows you
- Guarantee on payments of large purchases to third parties
- Can replace need for costly insurance company performance bond
- Can also be used to guarantee a service
- Typically issued for 1-year term or less
- Terms easily renewed
- Fee is based on face value amount
- Interest accrues only if we must make payment to beneficiary on your behalf
- Fast, local decision-making and processing in your own community
- Detailed, personalized service from start to finish
Keystone Bank is an Equal Opportunity Lender. All loans subject to credit approval.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (<$100M)
| Term | Rate | APY |
|---|---|---|
| 3 months | 0.80% | 0.80% |
| 6 months | 1.75% | 1.76% |
| 12 months | 2.00% | 2.02% |
| 18 months | 2.50% | 2.53% |
| 24 months | 2.75% | 2.78% |
| 36 months | 3.00% | 3.04% |
| 48 months | 3.15% | 3.20% |
| 60 months | 3.25% | 3.30% |
Certificates of Deposit (>$100M)
| Term | Rate | APY |
|---|---|---|
| 3 months | 0.80% | 0.80% |
| 6 months | 1.80% | 1.81% |
| 12 months | 2.00% | 2.02% |
| 18 months | 2.55% | 2.58% |
| 24 months | 2.80% | 2.84% |
| 36 months | 3.05% | 3.09% |
| 48 months | 3.20% | 3.25% |
| 60 months | 3.30% | 3.35% |
Kasasa Cash*
| Tier | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 0 - $50,000 | 5.37% | 5.50% |
| $50,000+ | 0.50% | 2.17% to 5.50% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Earning your rewards is as simple as using the free services that come with your account. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases, each greater than $3.49
And if you don’t meet your qualifications during a cycle, your free account will still earn our base rate. Then you can get back to earning your full rewards the very next month.
Kasasa Saver*
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $100,000 | 4.65% | 4.75% |
| $100,000+ | 0.50% | 2.63% to 4.75% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases, each greater than $3.49
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
Money Market (Commercial)
| Tier | Rate | APY |
|---|---|---|
| $0 - $99,999 | 0.225% | 0.225% |
| $100,000 - $249,999 | 0.325% | 0.325% |
| $250,000+ | 0.45% | 0.45% |
Money Market (Consumer)
| Tier | Rate | APY |
|---|---|---|
| $0 - $99,999 | 0.225% | 0.225% |
| $100,000 - $249,999 | 0.325% | 0.325% |
| $250,000+ | 0.50% | 0.50% |
No Penalty CDs
| Term | Interest Rate | APY |
|---|---|---|
| 13 months | 0.35% | 0.35% |
Savings Accounts
| Account | Rate | APY |
|---|---|---|
| Basic Savings | 0.35% | 0.35% |
| Basic Business Savings | 0.35% | 0.35% |
